Prisons would not exist in a truly Christian society Essay

â€Å"Prisons would not exist in a truly Christian society.† Do you agree? Give reasons for your answer, showing that you have considered more that one point of view. All societies have different forms of punishment for people who break the law, some of these punishments are; the death penalty, imprisonment and fines. In this question I will explore both sides of the argument. Firstly I will be talking about the ideas of prisons not existing in a truly Christian society then compare them to those of prisons existing. Christians believe that God is merciful and compassionate; this therefore gives the sinner the chance to repent and to turn away from their sins. An example of this is when Jesus does not condemn the Adulterous Women but tells her not to sin again. This gives her the chance for her to acknowledge her sins and therefore not commit this crime again. Moreover this will encourage people to take the chance to change and they won’t commit any crime again, then being no point for prisons to exist. However this may not be the case as people might not just change, maybe they don’t want to be a better person. Another reason for prisons not to exist is if you send all the criminals to the same place prisons could turn into a college of crime and there people would only educate each other in more law – breaking ideas, and organise and take part in criminal activities. Thirdly, sending people away to prison is making them outcasts to the out side society, this is not what Jesus wanted as he deliberately sought out those people on the edge of society such as; lepers. Prisons would not exist as sending someone to prison is not a sign of forgiveness, it is taking someone’s life away, and only God can do this. However Prisons could exist in a truly Christian society as prisons offer people the chance to reform through the support of other people such as counsellors or Chaplin’s. Again, Prisons could exist in a truly Christian society as it is the Christians responsibly to create the Kingdom of God and therefore prisons could lock away those who would cause harm to the society and stop the Kingdom of God coming about. An example of a teaching for Prisons existing in the bible is of the Cain and Abel story. In this story Cain murders his brother Abel, and God gets angry with him and gives him the punishment of him being banished from his home and curses him so that he will never be able to earn a living on the land again. Some Christians would say that Cain’s exile resembles prison. Sending a criminal to prison gives the person time to reflect on what they have done wrong and gives time to change. In conclusion, it would seem that prisons would not exist in a truly Christian society because it is not showing or practicing the signs of forgiveness, yet it is possible that prisons are compatible with Christian teaching because of the Cain and Abel story, what with Cain being made an outcast. In my opinion, I believe that prisons should not exist as people should always be given a second chance, the chance to change.

Hca/250 Change and Innovation Paper

Change and Innovation Paper HCA/250 Change and Innovation Change and Innovation In today’s economy we have experienced numerous amounts of change especially within the workplace. Some of these changes consist of new technology, procedures, as well as equipment, which can cause a lot of misunderstandings amongst present employees. According to the scenario given; a major health care organization has decided to use electronic medical records (EMRs). The employees in this organization are resistant to change, specifically changes that have to deal with technology.There are several ways that an employer can resolve situations like these and convert it into a positive that will benefit the facility. Within the workplace it may be difficult for employees to adapt change due to being confined to their usual agenda. Also most may find it highly difficult to manage the adjustment in using electronic medical records (EMRs), because that’s training that present and future employee s would have to complete in order to be certified to use this new technology.Also acknowledge that many of these facilities today rarely offer on-the-job training, which is time that employees have to appoint in order to be up to date with their place of employment which many may not have. Therefore, giving us an understanding why employees would be resistant toward the technical changes within the workplace. Being that I am a recreational manager at my current place of employment I too have to deal with the questions and concerns of current employees who may have an issue with certain changes.Some strategies that I consider helpful is to start by finding out their reason for not wanting to confine to the new changes and hopefully see if there is a reasonable conclusion that can possibly resolve the situation at hand. Also, stating the present reason(s) for the change, Change and Innovation giving the employee an explanation on how it will benefit the facility as well as themselves. After doing so if their still in disagreement I’d still encourage them to perform their duties to their fullest potential.It is not guaranteed that an employer can please all of its workers, but make it to where they at least feel comfortable performing their duties in that particular work environment. So it is good to follow through with the innovation plans, so that employees are aware of their new goals and how to manage their performance for the better good of the company. So why are some employees resistant toward organizational change? There can be multiple reasons for this.Many may disagree with certain changes that are being made, time management may cause conflict to a lot of schedules, due to the fact that many of us do inquire a second job, or it can just be that they may not like the new ideas of change for their own personal reasons. It is understandable that employees may have issues with certain adjustments especially if it’s going to affect other thing s they may have going on. For example, at my place of employment we had recently made the decision to keep our facility open later on the weekends because we realized we make more profit mainly on the weekends.Whereas making such change has affected some of our employees being that some of them work second jobs strictly on the weekends aside from this one, along with others who have children and are not able to find child care that could keep their children until eleven o’clock. So it has created a lot of conflict for some of our employees where we had to come to an agreement on how we could work around their second job schedules and their availability. Having to adjust to certain employees’ availability is where Human Resources can play a role in adapting and managing change.They have the ability to set forth ideas and solutions on how to keep the necessary change in progress Change and Innovation as well as assisting their workers with managing their work schedules a nd extras that may hinder them from fully achieving the necessary changes within the work environment. Giving another example from my place of work, we have recently got the approval to expand our facility so we can add more amenities for our customers’ enjoyment. Therefore, Human Resources have aken it upon themselves to hire flex time workers in order to cover the shifts that our regular workers cannot. However, it all works out for the better good of our facility by increasing the success from the management of innovation and change. Reference 1. http://smallbusiness. chron. com/innovation-change-business 2. http://www. leadership-and-motivation-training. com/strategies-for-managing-change 3. Coulter, M. , DeCenzo, D. , Robbins, S. (2011). Fundamentals of Management: Essential Concepts and Applications. Seventh Edition. Pearson Education. Published: Prentice Hall.

Why Smoking Should Be Banned in Public

Smoking should be banned in all public places to protect people from second-hand smoke and stop promoting the visual to minors. The cigarette is a small but deadly habit enjoyed by 45. 3 million Americans. Smoking is illegal inside most public restaurants and buildings as well as on school property. But, why should cigarette smoking be banned in all public spaces, including outside public establishments? The most obvious reason is second-hand smoke and the damage it causes to others who don't want to be exposed to cigarette smoke. A ban on all public smoking would improve the air quality in each town, spare people from smoke exposure, decrease the overall amount of smoking, and make it less visible to children and teens as an accepted norm. The negative effects of second-hand smoke are scientifically documented and provide a valid reason for banning all public smoking. This proposal would likely upset many people since it may seem a bit constraining and overly invasive at first. Why are people not allowed to drink alcohol on the streets, walking throughout a town or city? If someone were to do this they would get a ticket or arrested for public intoxication. It is unhealthy for the person drinking and dangerous for everyone else around the person drinking. The same principle applies for smoking cigarettes. It is unhealthy for the person smoking and for everyone around them that happens to be outside. The people who aren’t smoking deserve the right to clean air and the right to not be exposed to harmful chemicals found in nicotine. This individual right outweighs the individual right to smoke in an outdoor, public place. The smoking addiction is undoubtedly just that, an addiction. If people truly grasped what they were doing to their bodies, then everyone would quit smoking unless they wanted to die young. This addiction, like any other addiction, needs outside action taken to prevent the person in addiction from further harm. In this case, each state and/or city should enact a ban on smoking in outdoor public places. This ban should exclude peoples homes or personal property but it should includes all buildings, establishments, streets, parks, and anywhere else that people gather. The only exception to banning someone from smoking in their own house should be if they have children. It may seem like an invasion of privacy and too much government control but the more important issue here is the safety of children. If there are children under the age of 18 living at home then it should be illegal to smoke in the house or car or within a certain distance of them, even at home. The second-hand smoke that these children are inhaling is not their choice and they are being subject to life-threatening disease and illness. In addition to being exposed to harmful chemicals, children who are around smoking will become more likely to smoke themselves. The deadly cycle will continue and more people will become addicted to smoking cigarettes. Without government intervention, this is an issue that will not change and lives will continue to be lost due to the negative effects of cigarette smoking. Portland, Oregon is taking this issue seriously. Public smoking is banned within 25 feet of a playground or picnic table. This city understands the health concerns for people who choose not to smoke. The beauty of living in a free country is that any individual may choose whether to smoke cigarettes or not. An individuals choice is taken away from them when people are allowed to smoke on streets and in outdoor public spaces. A law that prevents people from smoking in any public space, whether indoor or outdoor, would truly give non-smokers the choice not to inhale cigarette smoke. At a professional sporting event, even an outdoor one, smoking is banned almost everywhere. It is accepted as the social norm not to smoke while sitting in your seat and watching the game because it might bother another person sitting nearby. This same concept should be used to ban smoking while walking on a sidewalk or standing outside a building. One of the biggest and most important reasons to ban all public smoking is the safety of children. Our government and states have made extensive laws, and rightly so, to protect children from abuse and neglect. This includes entering some ones private home if there is reason to believe the child is in danger. Children have no say whether or not to be abused and no child wants to or should be. No child wants to be addicted to cigarettes or chooses to have the lasting, harmful effects that cigarettes bring on a person. Our government seems to be taking small steps in the right direction but is still focused on only one part of the issue. According to the FDA, â€Å"Every day nearly 4,000 kids under 18 try their first cigarette and 1,000 kids under 18 become daily smokers. Many of these kids will become addicted before they are old enough to understand the risks and will ultimately die too young of tobacco-related diseases. FDA is working to protect the health of America’s children and ultimately reduce the burden of illness and death caused by tobacco use. † (â€Å"Save†) The stats are alarming as to how many children are smoking. A public ban on smoking would reduce the amount of cigarettes smoked and the amount of people who begin smoking due to lack of public exposure. Every time someone smokes a cigarette they are giving free advertising to the tobacco industry. If you watch an old movie you will notice that smoking was socially accepted and even a part of being sophisticated. We have come a long way since the 1930’s and 1940’s but still have a large room for improvement. The visual aspect is the greatest one to overcome. If we can eliminate public smoking, it will decrease the amount of people who being smoking while also creating a healthier environment for everyone to enjoy.

Organisations and behaviour Assignment Example | Topics and Well Written Essays - 2500 words

Organisations and behaviour - Assignment Example The production efficiency methodology explains the method that breaks every action or small tasks into very simpler forms which can be evaluated easily and can be taught. The four principles of the theory are: 1) maximize individual skill and minimize job learning period, 2) design work, matching it to the workers, 3) monitor the performance of the worker and ensure that they are using the right method of working, 4) replace the thumb rule and in that place use the scientific method of work study (Sapru, 2013). Hawk Car Company initially adopted the Taylor method which brought them a lot of problems which are follows: The theory gave importance to productivity and profitability as a result there aroused exploitation of employees in the company. Taylor emphasized on the functional foremanship which says that one employee has to report to a number of managers and thus it loosens the unity of command which can create chaos and confusion in the organization. The employees at Hawk Car com pany suffered from the same problem The method elaborated by Taylor is mechanical in nature and it laid emphasis on efficiency of the work generated. He failed to take in to account the human element and considered workers as robots. Thus, Hawk Car Company assembly managers failed to understand the difficulties that are faced by the employees but concentrated on the efficiency of the work produced by the workers. ... This explains that the person who is at the top of the pyramid is the person to whom every person in the organization has to report (Nelson and Campbell, 2008). In case of Hawk Car Company, it used a hierarchical organizational structure where the workers on assembly line have no authority to give any suggestion to the design and running of the production line. The chain of command of the production department was such that the effectiveness of operation rested on how the people performed at each level and how they report to their assembly line managers. The scope of biasness may arise and the managers who are not open to feedback from employees create further communication gaps. As a result the workers in the Hawk Car Company lost interest in their work and were highly dissatisfied. The number of absenteeism increased as a result the production was affected. The hierarchical organizational structure can create too much distance between the leaders of the organization and the employe es. When there is too much authority in one hand, power dominates. As a result the employees feel low to work efficiently in the organization as their work is not valued by the management. The employees at the Hawk Car Company faced the same situation. The decision making process in this structure is directed from the top level as a result the employees have little say about the work they are assigned. They are not given the opportunity to express their own idea and process of doing a work. As a result they became less involved with the work they are doing. The employees of Hawk Car Company had no right to make any changes to the work process even if it is needed. Working in an assembly line is very difficult for the employees as it

Warehousing and Inventory Management Master Essay

Warehousing and Inventory Management Master - Essay Example This is of importance in case of an accident, where rescue activities can be conducted easily. The big space is also important in that it provides enough space for the workers to do their work without congestion and hence have a comfortable working condition. Edward A Silver, David F.Pyke (1999) Warehousing spacing and planning are of utmost important as long as the storage of goods is concerned. When there is proper planning and spacing is utilized well then there is maximum and economical utilization of the resources. For the warehousing process to be effective, it should involve an effective and an efficient warehousing process. Here it involves project management that involves use of different personnel to perform different tasks with an aim of attaining a common goal in good warehousing planning. It should bring out the use of a schedule showing the different task to be performed by those responsible, the dates on which the task is to be performed and the cost involved. Edward A Silver, David F.Pyke (1999) There should be a clear layout in which the objectives of the warehouse are clearly laid out. The objective should be the one that is going to minimize the cost of warehousing by reducing the expenses that bring unnecessary cost. The cost reducing methods should not affect the maintenance of the customer maintaining services. It should also involve the economic utilization of the available space although it should not negatively affect the operation efficiency. Also the space should be effectively be utilized in relation to the cost of the labor force, the available space and the cost of the equipment utilized. Edward A Silver, David F.Pyke (1999) The planning and spacing process should define the profile of the products to be stored. It should show the products to be stored and their nature such as storing perishable products in a cool place and storing inflammable products away from an area where there is the presence of fire. Storage space should be considered in that a small warehouse cannot be used in storage a large size then its size. Hartman Sadler (2000) The experts involved in warehousing spacing and planning should look deeply in the layout to be laid down when setting up the warehouse .Physical location should be given a significant attention .For example an ideal warehouse dealing with the goods for import is advisable to be near the custom duty offices while the warehouse dealing with the transport commodity such as vehicle should be near roads. Also to be considered is the climatic zone where some product cannot be stored in other climatic zones that may provide adverse condition such as hot climate is not conducive for storage of the fruits. The items that are received together should be stored together for easy handling. Heavy and bulky items should be stored close to the point of use in order to minimize the cost of handling them since they are heavy to transport as they involve use of a lot of manpower and equipment. Also to be involved is good house keeping method where the accessibility of the product should be maximum. H artman Sadler (2000) After the necessary evaluations have been done, a specific layout should be

Budget for Apple Vision Research Paper Example | Topics and Well Written Essays - 1250 words

Budget for Apple Vision - Research Paper Example Quantifiable Elements for Evaluating, Monitoring, and Controlling Marketing Plan The effectiveness of marketing plan can be controlled, evaluated, and monitored via various quantifiable elements within the market scenario. Despite the fact that such quantifiable elements differ from one product to another and from one firm to another, there are those that are universally applied in achieving the objective. The following discussion identifies some of the quantifiable elements that can be used in monitoring, evaluating, and controlling the effectiveness of marketing plan. Market Share: There is need for one to study the market share of the compare before the introduction of Apple Vision as well as after the introduction of the product. Market share measures the number of customers that buy and use a particular product. In this case, the number of consumers of Apple Vision will represent the market share of Apple, Inc (Kotler & Keller, 2009). Nonetheless, since Apple Vision is a new product there is a serious need to identify previous market share of Apple, Inc (Kerin, et al., 2009). The figure should be measured against the market share after introduction of Apple Vision. If there is a positive change in the market share as portrayed by the two figures then there is enough evidence to believe that Apple Vision has attracted more customers into the business. Therefore, this is one of the quantifiable elements that can be used in measuring, evaluating, controlling, and monitoring whether the marketing plan is effective. Revenue: Another quantifiable method of measuring, evaluating, monitoring, and controlling the effectiveness of the marketing plan is through revenue. ... Item 2011 2012 2013 Total Revenue 365,000 435,000 432,100 922,100 Profit margin 25% 91,250 108,750 108,025 230,000 Costs Advertising 50,000 50,000 50,000 150,000 Promotion 10,000 10,000 10,000 30,000 PR 20,000 20,000 20,000 20,000 Personal selling Total 80,000 80,000 80,000 200,000 Quantifiable Elements for Evaluating, Monitoring, and Controlling Marketing Plan The effectiveness of marketing plan can be controlled, evaluated, and monitored via various quantifiable elements within the market scenario. Despite the fact that such quantifiable elements differ from one product to another and from one firm to another, there are those that are universally applied in achieving the objective. The following discussion identifies some of the quantifiable elements that can be used in monitoring, evaluating, and controlling the effectiveness of marketing plan. Market Share: There is need for one to study the market share of the compare before the introduction of Apple Vision as well as after the introduction of the product. Market share measures the number of customers that buy and use a particular product. In this case, the number of consumers of Apple Vision will represent the market share of Apple, Inc (Kotler & Keller, 2009). Nonetheless, since Apple Vision is a new product there is a serious need to identify previous market share of Apple, Inc (Kerin, et al., 2009). The figure should be measured against the market share after introduction of Apple Vision. If there is a positive change in the market share as portrayed by the two figures then there is enough evidence to believe that Apple Vision has attracted more customers into the business. Therefore, this is one of the quantifiable elements that can be used in measuring, evaluating,

The relationship between leadership styles and employee empowerment Dissertation

The relationship between leadership styles and employee empowerment and the impact on job performance - Dissertation Example By analyzing the results of employee and administrator surveys, the research will prove that positive relationships between management and the workers are mutually inclusive of increased job performance and employee retention. An Abstract of The Interaction Effect of Empowering Employee Work Behavior and Leadership Style on Job Performance By Student Name Submitted to the Graduate Faculty in partial fulfillment of the Requirements for the Doctor of Philosophy Degree in Economics The University June 2013 Recruitment, retention, and the motivation of high performing employees have been ongoing challenges faced by employers. In the past, business entities have relied upon the principles of their predecessors to structure human resource management plans through traditional styles of leadership. Today, diversity in the workplace has evolved into one of the most significant aspects for the management of human capital in all organizations. Workplace diversity can cause conflicts with regard to communication and the attainment of the best fit in human resource management. Behavioral theorists have used psychoanalytic research to identify the proven methods to obtain positive and productive behaviors. When an organization’s leadership styles promote employee empowerment, the level of the job performance will increase. Competitive compensation and other incentives for superior performance are some of the strategies that empower employees and promote collaboration. Successful management strategies underscore the importance of employee satisfaction and professional development. This dissertation will address the integration of effective leadership styles, employee empowerment, and methods of job performance assessment as well as the resultant outputs. The purpose of this study is to establish the importance of a positive relationship between leadership approach and employee empowerment with regard to job performance and the attainment of corporate goals. TABLE OF CO NTENTS COPYRIGHT†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦....2 SIGNATURE†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.2 ACKNOWLEDGEMENTS†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 3 PREFACE†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..4ABSTRACT†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã ¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦5TABLE OF CONTENTS†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦6 LIST OF FIGURES†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...10 LIST OF TABLES†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.....11 CHAPTER 1 NATURE OF THE STUDY†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...12 1.1Backgrou nd of the problem†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦

Lab #7 and #9 Assignment Example | Topics and Well Written Essays - 500 words

Lab #7 and #9 - Assignment Example However structural and functional abnormalities have been observed in this area in schizophrenia patient. Therefore it was suggested that schizophrenia patients may have selective attention problems. This study was conducted to test the hypothesis patients with schizophrenia would fail to activate the anterior cingulate gyrus during selective attention performance. Fourteen schizophrenic patients and fifteen age and sex matched healthy subjects were recruited for the experiment. They were instructed to perform a computer based stroop task in which they have to tell the color of the letters of different words while their brain activity was scanned by positron emission tomography. During the experiment answers of the participants and time taken to answers were recorded to the nearest millisecond. Three types of words randomly displayed on the computer screen. 1. Color matched words (eg. â€Å"red† in red color), 2. Color un-matched words (eg. â€Å"red† in blue color) and neutral words (eg. â€Å"car† in blue color). There was no significant difference between the schizophrenic and healthy groups in time taken to answer. However error rate was significantly higher in schizophrenic patients than that of the healthy group (11.1% Vs 1.9%, p Obesity increases the risk of mortality and morbidity chronic diseases such as diabetes and stroke. Although excess energy intake directly contributed to obesity some animal experiments have shown a relationship with diet composition. This cross sectional study was

Why is Marco Polo more popular than Ibn Battutah Essay

Why is Marco Polo more popular than Ibn Battutah - Essay Example Marco Polo's first journey was a trip to Cathay (China) at the age of seventeen with his father. While traveling towards China they passed through Armenia, Persia, and Afghanistan, over the Pamirs, and all along the Silk Road to China. During their journey they first made a wide swing to the North arriving to the southern Caucasus and the kingdom of Georgia. Then they journeyed along the regions parallel to the western shores of the Caspian Sea, reaching Tabriz and made their way south to Hormuz on the Persian Gulf. From Homurz to Kerman, passing Herat, Balkh, they arrived Badakhshan, where Marco Polo recovered from an illness and stayed there for a year. On the move again, they found themselves on "the highest place in the world, the Pamirs", with its name appeared in the history for the first time. Ibn Battutah on his first journey travelled through Algiers, Tunis, Egypt, Palestine and Syria to Makkah. After visiting Iraq, Shiraz and Mesopotamia he once more returned to perform the Hajj at Makkah and remained there for three years. Ibn Battutah visited China sixty years after Marco Polo and travelled 75,000 miles, much more than Marco Polo and less remembered than Marco Polo. Marco Polo in his travels had visited the sprawling cities and markets that even Christopher Columbus had not seen, which later revealed as the "parts of Asia". Ibn Battutah also informed about such undiscovered lands and added additional knowledge to the works of Marco Polo. Marco Polo arrived the Taklamakan desert (or Taim Basin), after passing through the views of Yarkand, Khotan, Cherchen, and Lop-Nor. It was Marco's ability as a traveler and writer that enabled him to observe and write even the most minute and unnoticeable details after just going through the glimpses. On the other hand one cannot ignore the travel efforts made by Ibn Battutah even at those circumstances at which his ships were wretched. Ibn Battutah after leading three years at Makkah once again packed up and after a visit to Jeddah he went to Yemen by sea, visited Aden and set sail for Mombasa, East Africa. After going up to Kulwa and touching Hormuz, Siraf, Bahrain and Yamama he came back to Oman. He revisited Cairo, Palestine and Syria, thereafter arriving at Aleya (Asia Minor) by sea and travelled across Anatolia and Sinope. He crossed the Black Sea and after long itinerant he reached Constantinople through Southern Ukraine. (A.S Chughtai, Ibn Battutah-The great traveller) He w as appointed as chief judge in Delhi, and later, the Sultan as his Ambassador sent him to the Mongol Emperor of China. This trip took him to the Maldives, Bengal, Assam, Sumatra, and finally to the Chinese city of Zaytun and possibly Beijing. He returned to Morocco in 1349. Marco was such a dare hearted traveler that he did not lack behind in exploration of the Gobi Desert,

Violence in the Nursing Workplace Essay Example | Topics and Well Written Essays - 2500 words

Violence in the Nursing Workplace - Essay Example corporations; and numerous unions, communities, doctors and hospitals have joined (U.S. Department of Health & Human Services, 2007). In providing the high quality health care the challenges are significant, particularly in the highly decentralized health care system in the United States. The cost and quality of care in the United States are frequently the two major issues of discussion. According to statistics, the United States is below the average for developed countries in health measures such as infant mortality (CDC, 2007), maternal death (Hilts, 1995), and life expectancy (WHO, 2000). On the other hand access to advanced medical treatments and technologies is greater than in most other developed nations. One of the major challenges faced by the health care sector is the shortage of nursing staff. Recent national statistics show the average age of nurses rising while the rate of those entering the profession has slowed over the past few years. The reason for the nursing shortage includes the average age of nurses is 45 years, the image of the profession, work environment issues especially the high stress situations and the faculty shortage. Health care organizations increasingly depend on staff nurses to meet patient and organizational outcomes. In most of the cases, to achieve these outcomes, staff nurses must be willing to assume additional roles while providing exceptional job performance. In other words, it is not the case with other jobs where work is just restricted to the individuals' interest to grow and perform. Besides organizational commitment has been connected to a variety of desired organizational outcomes and work behavior including decreased turn-over, patient satisfaction, and exceptional job performance. Today with the increasing pressure on the nursing staff, it is estimated that first-year retention rates for new graduate nurses is only between 40% and 65%. In terms of numbers as many as 6 out of 10 new nursing grads leave nursing practice within one year of graduation (Rosebrough, 2005). One of the main reasons for them to leave the profession is the workplace violence they experience particularly in the initial years of their practice. Workplace violence is one of the most complex and dangerous occupational hazards facing nurses. It is a common that nurses experiences violence from both patients as well as co-workers. The dangers arise from the exposure to violent individuals together with the absence of strong violence prevention programs and protective regulations. These factors combined with organizational realities such as staff shortages and increased work pressure creates substantial barriers to eliminating violence. Statistics point out that more than 1.6 million people worldwide lose their lives because of violence every year (World Health Organization, 2002) and as many as 72 per cent of nurses do not feel safe from assault at work (International Council of Nurses [ICN], 2004). Health-care professionals are at the highest risk for being attacked at work, when compared to other professions such as prison guards, police officers, bank personnel or transport workers (Kingma, 2001). Workplace violence is a concept with ambiguous boundaries. The U.S. Occupational Safety and Health Administration (OSHA) and the U.S. Centers for

Fair-value accounting change Essay Example for Free

Fair-value accounting change Essay The role played by the financial market in determining the levels of performance that can be recorded by the economy is not in doubt.   The 2008 economic crisis is a vivid reminder to all policy makers and even governments to ensure that issues that affect the economy are objectively addressed. The Financial Accounting Standards Board (FASB) which is a key player in the financial sector appears to be oblivious of its role in the economy and has once again used its mandate to develop a standard that is not relevant to business let alone accounting.    The move to adopt the mark-to-market accounting standard is a dark mark in American accounting history that may in fact lead to poor practices within the financial systems that have proven to be potent to the economy. It took America nearly 15 years to develop its constitutions; strategic management specialist have time and again pointed to the close relationship that exists between rapid change and failure and the FASB has for years taken months in seeking suggestions and deliberating upon them before making any proclamation that may affect the nature of the business environment[1].     All these are events or standards that the business world and America as a whole has come to accepted as being reflective of factors that affect the business environment. The speed with which the mark-market standards moved from proposal to being a standard brings about questions on objectivity[2].   A look at the last two times that America has found itself in crisis it has been the financial systems that duped to investors by inflating their performance or potential.   It is unlikely that such a hurried process which eliminates systems that have protected American investors will be of any good. FASBs modification of its rules is often waited upon with anticipation by all players in the business world.   The change in the fair value rules or standards is the main area of controversy in FASBs changes.   While the banking and financial institutions have praised the move as an effort to reduce the negative effect that previous standards had on developing a clear picture of their performance[3], investors are worried stiff on the effect that it will have on disclosures by banking and financial institutions that are traditionally known for overvaluing their assets and even performance. The fair value accounting rules had been blamed by a number of financial institutions that are notably under pressure from the 2008 economic crisis for being irrelevant to inactive markets. The mark-to-market accounting system that has been presented by FASB allows companies to use their judgment to gauge prices of some investments and backed securities.   Analysts were quick to note that the measures could in fact impact on the net income and affect bank write downs.   Pro mark-to-market standard institutions have hailed the changes with statements like the mortgage and market was not working and something had to change.   This is reflective of the true objective behind the move.   Investors who have been defrauded by American institutions in a number of occasions are wary of the changes that place them in a position where they are susceptible to exploitation by the financial community. The integrity of a development is largely dependent on the process that culminated in its existence.   Under this consideration, investors are innocent of unnecessary suspicion developed from poor past experiences.   The series of event that culminated into the existence of the mark-to-market standard is a reflection of the negative effect that the congress can have on effective decision making.   In his presentation on March 12th the chair of FASB did not mince his words in pointing out the faults that are inherent of the mark-to-market standards that the financial community was pushing for. The definition presented by Herz which should be presumed of FASBs definition of fair value is that it is the worth of an asset being exchanged between two informed parties[4].   In ending his statement the chair stated that America is in a challenging time that requires improvements in nearly all sectors and by trying to suppress financial information offered to investors there is little that will have been done to change the conditions.   His statement is a pointer to the misinformed objective that the change may affect the position that America currently is in and the existence of fair value system within financial practices. Whatever happened between 12th March and April 2nd is best left to Americans imagination.   The congress pressure has especially been cited by the media and being central to the changes that FASB made in fair accounting standards.   The same rule which had been dimmed lacking in objectivity became relevant to the American dilemma in a space of three weeks.   The hurried implementation of the change is the unspoken variables that belie its objectives. A pro derived from the development is the awareness that America is in a desperate position which needs to be addressed with immediate effect.   Moreover, the negative effect that bad performance within financial institutions had on the stock market may soon be historical events as financial agencies have been given a leeway to confuse investors and hide poor performance.   Profits that have not been evidenced since the likes of Enron went down may soon be usual and the same can be said of the pain that investors underwent in the turn of the century. The cons are clear especially sidelining of the effects that the operational environment has on operations.   The development allows for businesses to operate in a manner suggestive of independence from the operational environment while investors who may be aware of the prevailing environment are subjected to these daydreams.   The results may be increased wrangles within management boards, unethical practices within financial institutions and reduced confidence on financial disclosures which goes against their objectives. If any one thought that the FASB is perturbed by the controversies surrounding the development then they are in for a big surprise.   The FASB has practically done nothing and has sat back with some postulating that the next step they take may involve providing organizations with an environment where they can alter the value of all their assets at will. The standards used by investors and   financial players under the environment developed by the mark-to-market standards is non-uniform and may lead to a number of upheavals and even miscommunication that negatively affect value generation. It is evident from Herz’s speech on March 12th that the mark-to-market standard is a non-objective measure to curb the effects of the 2008 crisis.   The pressure placed on the FASB by the congress whose affiliation to financial heavyweight is not a mystery is central to the change.   This is not the first time such a development is being recorded for the French President played a pivotal role in some controversial changes made by the GAAP[5]. Investors should only worry for the short term for such subjective developments have historically proven to be uneventful.   It is only a matter of time before the follies in the mark-to-market standard that are actually known to all parties in the business fraternity manifests in the practical environment with dire results.   Changes that are appreciative of the operational environment will then be the only way out.

The action of enzymes Essay Example for Free

The action of enzymes Essay Enzymes are proteins that are chemicals that dissolve and break down food. They help speed up the rate of which food can be digested in our bodies. Without enzymes food will take forever to digest, but as they are highly specific catalysts that mean that they can break larger molecules faster then if they were not there at all. Although enzymes are very useful to our bodies they can become useless in extreme conditions as they become denatured, and lose the intricate structure so that they can no longer break down any substrates. Enzymes being catalysts mean that they dont get used up in the reaction and so can continue to break down any substrates. Enzymes break down substrates by using the lock and key theory. The lock and key theory is a simple way of describing how specific an enzyme is for a substrate. Just like a lock requires a specifically shaped key for it work so does an enzyme. Each enzyme has an active site, which is where the enzyme can bind to the substrate on which it can perform some chemical reaction. Because each enzyme performs a specific task on a substrate the active center of the enzyme can be considered to be the lock which requires a specific key or substrate to the function of breaking it down. Aim: To investigate how temperature can effect the rate of reaction between an enzyme and a substrate. Theory: My initial theory is that as the temperature reaches a certain level (optimum temperature) the rate of reaction will increase. As the enzyme reaches its optimum level the rate of reaction will increase causing there to be less trypsin present. The purpose of a catalyst is to make a reaction work without getting used up in the process. If there is no catalyst then any substrates such as glucose or sucrose can ever be digested. Prediction: My prediction is that as the temperature reaches roughly 40i c that the reaction rate will become quicker. I am saying this because the optimum level of the enzyme is roughly 40i c, anything above 45i c and the enzyme will start to denature and not work properly causing the rate of reaction to decrease. Also if the temperature is below 40i c then the enzyme will work too slow due to temperature. I also think that the rate of reaction will increase because of the collision theory. The collision theory is based on the fact that when the temperature reaches 40i c (optimum level) the Enzymes and substrates will be moving faster meaning that there will be more successful chemical reactions between them. More successful chemical reactions happen because there is enough energy in the chemical reaction to break bonds. This means that there will be more substrates to break down per second, which means there will be more successful substrates being broken down per second, so the rate of reaction will increase. I also predict that the rate of reaction will double after every 10i c. the reason that I predict this is because of the Q10 theory. I also predict that the doubling will stop at roughly 40i c. By using the Q10 theory it means that we are able to predict the results that we are going to get up to and including 40i c. As is clear from the graph below that the optimum level of an enzyme is roughly 40i c Preliminary Experiment: Temperature of test tube (i c) Time taken to turn into negative (s) Repeat. It took on the first repeat 150 seconds for the starch to turn into a negative at a temperature of 30i c. Then on the second repeat it took 300 seconds for the starch to turn into a negative at a temperature of 30i c. After we saw the difference of the readings we decided to write down the results in intervals of 10 seconds, rather than 30 seconds so as to make sure that our results are more accurate. Method:   Collect test tubes.   Collect enzyme trypsin.   Collect a syringe and milk. Collect tripod, Bunsen burner and heat proof mat.   Collect a stopwatch and thermometer.   Mark a dot on a piece of paper and put it under the test tube. Lower the test tube in the water at the temperature desired. Start the stopwatch when the trypsin and casein are in the test tube and at the right temperature. Stop the stopwatch when the solution goes clear and the dot is clearly visible.   Record the time it took in seconds for the solution to go clear.   Record the results gotten, into a table.   After recording the results repeat the experiment.   As I am taking readings from 0-70i c in steps of 10i c there will be 21 readings including the repeats and also another three readings for my controlled experiment including the repeats. The Clarity of the test tube will be determined by eye, due to lack of equipment. The stopwatch shall be stopped once the solution has reached its optimum clarity, this could be proved difficult due to the fact that the clarity of the test tube varies as you go up it. This means that our results may have some anomalies occurring in them, these anomalies may be caused by human error or other occurrences with in the experiment like the temperature not remaining constant. This means that our results may not be very accurate. Variables:   Temperature of solution. Constants:   Volume of solution. We will be keeping the same apparatus so as to keep it a fair test.   The pH of the test tube will be kept the same so as to make it a fair test. The concentration of both the substrate and enzyme will be kept the same.   The fact that we will not shake or stir the test-tube will be kept constant as this would make our results unreliable. Fair Test: The reason why we have a fair test is so to make the results as accurate as possible. The ways in which we shall keep it a fair test is to have 3 repetitions of each temperature. Also I shall clean out the apparatus used like the test tube and syringes so as to make sure that out results are not affected through contamination. Factor of rate of reaction: The factor that I have chosen to affect the rate of reaction of my experiment will be temperature. The reason for this is that it seems that there is less chance of human error making my results inaccurate. Safety During this experiment certain precautions must be made as we are dealing with water in excess of 70i C. The precautions taken were to wear safety goggles, so that our eyes can not get harmed or damaged as a result of a spillage.

System Software And Application Software

System Software And Application Software This term is used to describe programs that enable the computer to work and coordinate the various parts of the computer system to make it run efficiently. It controls the operation of the computer as it tells the hardware what to do and how and when to do it. It is the base for applications software as they cannot work without system software Operating systems are an example of it. The operating system is the program that actually makes the computer works. Application software This term is used for programs that enable the user to do a specific task such as creating a document, producing invoices and using database. It is used once the operating system has been loaded. It can be educational programs, entertainment programs and etc. Operating System It is the software that actually makes the computer work. An example of it is Microsoft Windows, Macintosh Operating system (Mac OS), Linux and Unix. These are some functions of the operating system: Boot up the computer. Control the hardware such as printer, scanner, monitor, keyboard and mouse. Controlling features such as formatting disks, saving files and retrieving them form the hard disk. Provide the base for the applications software to be launched. Allows the applications software to use the hardware. applications Software As discussed before, applications software are programs that help the user to do a specific task and here are some types of application software: Word processing programs: They are used to create documents such as letter, reports, memos and etc. An example is Microsoft Word. Spreadsheet programs: They are used to analyze and summarize numerical data. They are in accounting environments to prepare balance sheets and financial reports. . An example is Microsoft Excel. Database programs: they are used to organize and manage large quantities of data. . An example is Microsoft Access. Presentation graphics programs: They are used to organize numeric data and text in a suitable format to be displayed to a group of people. . An example is Microsoft PowerPoint. Photo editing programs: They are used to edit images such as changing the size of images and adjust the colors of images. . An example is adobe Photoshop. Desktop publishing programs: They are used to prepare high quality printed material e.g. flyers, magazines, posters and books. . An example is Microsoft Publisher. Internet Web Browsers: They are used to locate and display information at Web sites. An example is MS Internet Explorer. User Interface Users interact with software in many. Some users write the commands that they need to do, other presses certain keys from the keyboard to do a certain task and some prefer use the mouse. Command Syntax: Early user interface required users to type exactly instructions with specific rules to do a certain task. The users didnt like this way because they have to be very careful in writing the commands and of course they have to remember it. Shortcut Keystrokes: They enable the users to use the commands through pressing certain keys from the keyboard. This way may be hard to be remembered. Graphical User Interface (GUI): It refers to the graphics screens that make it easier for users to interact with programs through using icons, mouse, drop down menus and windows. Activity (3-1) Objectives: Distinguish between applications software and system software. Identifying the different types of user interface. 1. Choose the correct answer Linux is an example of †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ Application software. System software. Memory. Storage device. Which of the following is a friendly user interface? Command syntax. Shortcut keystrokes. GUI. Memory. Which of the following is an example of application software? Microsoft Windows. Linux. Unix. Microsoft Word. Which of the following coordinates the various parts of the computer system to make it run efficiently? System software. Application software. Word processing software. None of the above. GUI is an abbreviation of †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ Graphical User Interface. Graphical User Input. Graphical Unit Interface. Graphical Unit Input. 2. Mention two functions of the operating system and the application software. Revision This chapter provides detailed information about software and these are the points that are explained in this chapter: What is the meaning of software? Types of software. The difference between system software and application software. The functions of the operating system and examples on it. The uses of some applications software. What user interface is and examples of it. Now you are ready to know about networks and internet. What a network is, types and advantages of it. Also what an internet is and how it can be useful to users. This will be explained in the next chapter. Chapter 4 Networks Objectives: After completing this chapter, you will be able to: Understand what is meant by a network. Know the advantages of using networks. Distinguish between types of network. Know what an internet is. Identify the advantages of the internet. Understand some of internet and browsing basics. Networks Network is a group of computers connected together via cables or telephone lines or wireless to enable users to share hardware, software and data. Network requires each computer to have a network card. Advantages of using networks Sharing files: You can share files between computers through using networks instead of using a flash memory to send a file from one computer to another. Sharing resources: Through networks, people working in a same place can share printers, scanners, fax machines. This is less costly for organizations with many computer users. Sharing programs: Through networks, People working in the same place can share the same program instead of purchasing individual program for each one. Communication: Users on a network can communicate with each other by e-mails even if there is no internet connection. Types of networks There are three types of network which are: Local Area Network (LAN). Wireless Area Network (WLAN). Wide Area Network (WAN). 1. Local Area Network (LAN) A LAN is a system where computers are connected together within a company or organization to enable people share files and resources such as printers. A LAN can be within the same building or within a group of buildings close to each other. 2. Wireless Local Area Network (WLAN) Computers are connected together through high frequency radio signals. They are used in many office buildings, coffee shops and even at homes. No wiring is required between the computers and the peripherals (peripheral device is any device that can attach to the computer such as speakers, printers and scanners). 3. Wide Area Network (WAN) Computers are connected together over a wide area such as between towns or countries. Communication between computers can be done through telephone lines, fiber optics and radio links or satellites. The internet is an example of it. Client / server computers A client computer is the computer that needs data from another computer known as a server. The server is a powerful computer than client computer in terms of data storage and processing speed. Activity (4-1) Objectives: Understanding what a network is. Identifying the advantages of using networks. 1. Complete the following sentences Network is †¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. Through networks people can share †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..†¦, †¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ and †¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. The three types of networks are †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..†¦, †¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ and †¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. The computer that requests data from the server is called †¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ LAN is an abbreviation of †¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ while WAN is an abbreviation of †¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 3. Which type of network is the internet? Internet The internet is a global network of interconnected networks around the world. The best thing about the Internet is the amount of information that you can access from it. The internet is not the same as World Wide Web (WWW) as the internet is the network but the World Wide Web is a vast collection of linked documents held on computers all over the world and can be accessed using a web browser. Web browser is software that is used to retrieve and display contents on the World Wide Web, including text, image, video and other types of files. The Internet Explorer and Firefox are an example of it. advantages of the internet Using the internet has many advantages and here are some of them: Researching tool: Find any information the user need through using search engines. Search engines are the web pages that search for information on the internet (e.g. Google, Yahoo). Marketing tool. Method of communication with others through chatting programs and e-mails. E-mails mean sending and receiving messages through the internet and the messages can include text, images, video files and sound files. Entertainment tool (e.g. playing games, listening to music and watching films and video clips). Information is available 24 hours per day and 7 days per week. Services: Many services are available through the internet like shopping, hotel reservations and paying pills. E-commerce: Doing business, selling and buying products and services through the internet. E-learning: Using the internet for education. Downloading software from the internet. Download and upload Download means to transfer data from a server to a local computer while upload means to transfer data from a local computer to a server. Examples: Download programs, songs and games from the internet to the computer. Design a website then upload it from the computer to the internet to be used by others. Transfer rate Data is transmitted in collections of bits or characters. The transmission speed of data is measured by the Baud rate which means how many bits can be transferred each second. Bps: It means bits per second. 8 bits = 1 character. Kbps: It means kilobits per second (i.e. 1000 bits per second). A 56.6Kbps modem technically transmits 56,600 bits per second of data. The modem is a device that allows computers to transmit data over telephone lines. mbps It means megabits per second (i.e. 1,000,000 bits per second). Internet connection services Computers are connected to internet in many ways. Here are the types of connections: Dialup connection: It uses telephone lines to connect to the internet. A modem is used to dial a telephone number and connect to an Internet service Provider (ISP). This type of connection is inexpensive compared to other connections. The phone line is busy when the user uses the internet, meaning the user cannot make or receive calls when he is online. Data transfer over dial-up is slower compared to other connections. Internet Service Providers (ISPs) are companies that allow the users to connect to the internet. Broadband connection: It allows faster transfer of information. This type of connection is available through a phone line (ADSL), cables, satellite, mobile phone and wireless networks. Asynchronous Digital Subscriber Line (ADSL) broadband: It uses a modem and the telephone line system to connect a computer to Internet. The ADSL modem is different from a dial-up modem. Through ADSL, a user can make calls and use the internet at the same time. ADSL connection is faster and expensive than dial-up connection. Wireless broadband: It uses radio transmitters and receivers to connect computers. Many public areas and organizations provide this connection which is known as Wi-Fi. Nowadays this connection is used at home and supported by many phones. Cable broadband: It uses a modem and the cabling infrastructure used for cable TV to link a computer to Internet. The cable modem uses the same cabling infrastructure and connection to your home as cable TV. The cable modem connects to the computer by a local area network (LAN) card. Cable connection is faster than dial-up connection and the cost of it is similar to an ADSL connection. Satellite broadband: It is an Internet connection that requires the installation of a special satellite dish. Activity (4-2) Objectives: Understanding the difference between internet and World Wide Web. Identifying the advantages of the internet. Knowing some internet terminologies. Differentiating between dial up connection and broad band connection. Ùâ‚ ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬Ãƒâ„¢Ã¢â€š ¬ 1. Complete the following sentences A vast collection of linked documents held on computers all over the world is known as †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. The global network all over the world is known as †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. Google is an example of †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. The transmission speed of data over network is measured by †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. Examples of a web browser are †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. and †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 3. State the advantages of the internet. 4. Which one if faster, the ADSL connection or the dial up connection? 5. Which type of the broadband connection uses radio transmitters and receivers to connect computer? Revision This chapter provides detailed information about networks and these are the points that are explained in this chapter: The meaning of networks and the advantages of using them. Types of networks. The meaning of client/server computers. The difference between Internet and World Wide Web. Advantages of the internet. Downloading and uploading. Data transfer rate. Internet connection services. Now you are ready to know about Information and Communication Technology and the different internet services for customers. This will be explained in the next chapter.

A Comparison of Beloved and Don Quixote Essay example -- comparison co

On reading Beloved by Toni Morrison and Don Quixote by Kathy Acker, there seem to be quite a few similarities in themes and characters contained in these texts, the most prevalent of which seems to be of love and language as a path to freedom. We see in Acker’s Don Quixote the abortion she must have before she embarks on a quest for true freedom, which is to love. Similarly, in Morrison’s Beloved, there is a kind abortion, the killing of Beloved by Sethe, which results in and from the freedom that real love provides. And in both texts, the characters are looking for answers and solutions in these "word-shapes" called language. In Acker’s Don Quixote, the abortion with which the novel opens is a precondition for surrendering the "constructed self." For Acker, the woman in position on the abortion table over whom a team of doctors and nurses work represents, in an ultimate sense, woman as a constructed object. The only hope is somehow to take control, to subvert the constructed identity on order to name oneself: "She had to name herself. When a doctor sticks a steel catheter into you while you’re lying on your back and you to; finally, blessedly, you let go of your mind. Letting go of your mind is dying. She needed a new life. She had to be named" (Don Quixote 9-10). And she must name herself for a man – become a man – before the nobility and the dangers of her ordeals will be esteemed. She is to be a knight on a noble quest to love "someone other than herself" and thus to right all wrongs and to be truly free. In another of Acker’s works she writes: "Having an abortion was obviously just like getting fucked. If we closed our eyes and spread our legs, we’d be taken care of. They stripped us of our clothes. Gave us white sheets... ... the end of the text by a community getting in touch with a "language of their own," while Acker’s protagonist is subverting texts to find or create something this "primal." Don Quixote is far more easily paired with the ghost of Beloved. They both are searching for a language they can use and understand and know with the "word-shapes" that they are given. They are both on quests to find love and freedom that are not a product of "slavery." They both are in search of a name, an identity, that is not a product of an "abortion." They are both childlike yet adult, trying to understand. And neither of them are asking for, or offering, forgiveness. Works Cited: Cervantes, Miguel De. Don Quixote. Norton Anthology of World Masterpieces. Ed Mack, Maynard et al. WW Norton and Co. New York, NY. 1992. Morrison, Toni. Beloved. New York, Penguin Books USA Inc, 1988.

War Without Mercy by Dower Essay -- History World War II 2

War Without Mercy by Dower In â€Å"War Without Mercy†, Dower’s principle is a surprising one: Though Western allies were clearly headed for victory, pure racism fueled the persistence and increase of hostilities in the Pacific setting during the final year of World War II, a period that saw as many casualties as in the first five years of the conflict combined. Dower does not reach this disturbing conclusion lightly. He combed through loads of propaganda films, news articles, military documents, and cartoons. Though his case is strong, Dower reduces other factors, such as the prolonged negotiations between the West and the Japanese. During World War II, with the alliance of Germany and Italy made a propaganda campaign of obvious anti-white racism somewhat unreasonable. Furthermore, Japan's history of rapid and often passionate Westernization while opposing to colonialization by western powers largely prohibited such a propaganda approach. It is Dower's central idea that racial fear and hate were major factors that determined how both sides, Japanese and Anglo-American, perceived and dealt with the respective enemy, the "formulaic expression of Self and Other." Dower begins by examining the propaganda thrown out by both war machines (including a Frank Capra documentary, Know Your Enemy - Japan) and finds fundamental patterns of stereotyping. A few clichà ©s that were found in this film was that it originally portrayed the Japanese as ordinary humans victimized by their leaders. "In everyday words," he writes, the "first kind of stereotyping could be summed up in the statement: you are the opposite of what you say you are and the opposite of us, not peaceful but warlike, not good but bad...In the second form of stereotyping, the f... ...cking. It does a valuable service in exposing many of the prejudices of the time and especially in showing how those prejudices were at least partly responsible for the string of debacles endured by U.S. and other allied forces in the war's opening stages. It also does a very good job of giving the reader a glimpse of the kind of thinking that was prevalent in Japanese society prior to and during the war. In this sense it is an extremely important work and is highly recommended to anyone with a serious interest in the Pacific Theater. However, having said that, I will also say that the author overplays his hand and puts far too much emphasis on the role of racism, portraying it as the primary cause of the war and of the evils that transpired during its execution. As a result, it has a tendency to explain away a good many complex issues that deserve a fuller treatment.

How money widens the gap of loneliness in the great gatsby :: essays research papers

The 1920’s in the united States was a time of economic growth in which people lived frivolous lives by believing their money would make them happy. It was a time of alcoholic prohibition and a time of emancipation for women. Thus, it was a time of parties, drinking and wild women for those who could afford it. Those who were at the bottom of society were constantly striving for the top of the economic ladder.   Ã‚  Ã‚  Ã‚  Ã‚  This time era, in Long Island, is the basis of F. Scott’s Fitzgerald’s book, The Great Gatsby. It has become one of the great classics in American literature and is well known for its commentary on social status. Through the introduction of many â€Å"status† oriented characters, Fitzgerald comments on the social lives of those living in the twenties. But does it go beyond the social status issues it addresses, and focus on something deeper? Yes, the characters may focus on their constant climb to economic well being, but more importantly they reveal a theme of The Great Gatsby: in the midst of man’s heart is loneliness and the need to be needed, which is surrounded by the greed of money. â€Å"Gatsby offers a detailed social picture of the stresses of an advanced capitalist culture in the early 1920s† (Fitter), â€Å"Fitzgerald discloses in these people a meanness of spirit, carelessness and absence of loyalties. He cannot hate them, for they are dumb in their insensate selfishness, and only to be pitied.† (Clark).   Ã‚  Ã‚  Ã‚  Ã‚  Fryc 2 The plot, or general development of the story, is carefully designed to grow as the reader gets to know the characters. It isn’t until the last few chapters that the actual events of the story add to the theme. Even then, the character’s reactions to these events are what strengthen the theme of loneliness.   Ã‚  Ã‚  Ã‚  Ã‚  The narrator, Nick Carraway, presents his own view of himself at the beginning of the story. By being the narrator, he only allows the reader to know what he wants them to know about him. He gives the impression that he is an upright human being that â€Å"reserves all judgments† (p.1). However, by the end of the story, he has come to the conclusion that everyone he has come into contact with is shallow and self-absorbed. Although he might give the impression that he is content with life, a small glimpse of loneliness can be seen in him.

Whywhy Children Should Play or Organized Sports

Why Children Should Play School or Organized Sport â€Å"Research has shown that participation in outside of school sports and or other organized sports is associated with lower dropout rates, reduced problem behaviors, and increased school performance. Children build interpersonal skills, positive assets needed to become active and productive young adults. Studies suggest that children who are involved with after school sports or organized sports have higher self esteem, lower depression rates and have better opportunities for optimal growth and development†. Howie, 2009) Children should play school sports or organized sports, because sports improve children’s self esteem, sports teach children skills that they can use to become leaders, and sports give children the exercise they need to stay healthy. Although, school sports or organized sports help children with their self esteem, teach children to be team players and give children the exercise to stay healthy there a re cons to playing sports. School sports or organized sports are commitments that a child needs to make.When there is a child that is going to play sports, the family also needs to be a part of the team as well. Playing sports is time consuming and takes a lot of time from be able to do other things outside of sports. It is important that the child and parents know the length of the season, the practice schedule and game schedule to make sure that there is time for family time too. It is also important that when a child has decided to play a sport that the entire family is willing to be a part of the team as well. School sports and or organized sports are wonderful to help increase self esteem in children.When children have a high level of self esteem they reduce the chances of depression and anxiety. Children that play school sports or organized sports have a high level of self esteem and do well in school; it helps children to become problem solvers and gives children encouragemen t to do well in school. It has been proven that children that participate in school sports or organized sports earn better grades, have better behaviors in and out of the classroom, and there is a lower rate of them dropping out of school. School sports or organized sports keep hildren going to school on a regular basis with fewer unexcused days missed, because they know that if they are not in school they are going to miss the opportunity to play with their team. â€Å"Furthermore, non participants of school sports or organized sports were more likely to drop of school; children were more likely to smoke cigarettes, more likely to become teen parents and more likely to be arrested than children who are sport participants†. (Donaldson, 2007) School sports or organized sports gives children skills to become team members and helps children to become leaders.Children that play school sports or organized sports learn skills that they can use their entire lives. â€Å"Development al benefits include: developing individual and team goals, meeting deadlines, working as a team, learning to perform under pressure, dealing with adversity, handling success and failure, developing self confidence, developing decision making strategies, and learning communication skills†. (Zaichowsky, 2007) School sports or organized sports are a wonderful way to encourage children to learn skills to become leaders in today’s society.After children graduate from high school and continue on to college, they are going to be able to take the skills that they have learned with them to the â€Å"Real World†. When children play school sports or organized sports they know that they are part of a team and that their team needs them. They need to make sure that they go to practice, go to school and make sure that they get good grades so that they are eligible to play in their games. Sports give children the feeling of membership and know that they are needed to complete a task from start to finish. Playing sports starts a foundation for children to be leaders.As children grow older and are learning the skills to become better adults, it is important that they understand that the younger generations are going to look up to them for guidance. They need to take their skills that they have learned and teach it to the younger children that are looking up to them for guidance. They have been taught the skills to be good role models for the next generation. Although school sports or organized sports teaches children lessons in life to be successful human beings, the most important reason that children should play sports is to be healthy. When children are school sports or rganized sport teams, they are going to get the exercise that they need to get healthy and stay healthy. â€Å"An increase in physical activity has many health benefits: it lowers the risk of obesity, coronary heart disease, type II diabetes, hypertension, and osteoporosis†. (Colla rd, 2008) Exercise teaches children to be physical fit, but also teaches children that nutrition is also important. Child obesity is on the rise in the United States. In today’s society we lead very busy lives and it is convenient to stop at fast food restaurants between work, home and sporting events to pick up dinner.Also, there are a lot of entertaining shows on television that children are interested in watching. We can help our children become healthier by leading healthy lifestyles as a family. Exercising is important to keep children fit and healthy to prevent injuries. Injuries can happen to healthy children do, but the risk is higher for children that are not in physical shape. Everyone should have at least 20 to 30 minutes of cardiovascular exercise each day, when children are playing school sports or organized sports they are exercising and having fun at the same time.Children should play school sports or organized sports to make sure that they get enough exercise. The word exercise to children sounds like work, however when they are playing sports they are exercising and getting into shape without knowing it. The importance of limiting television time and playing games on the computer or other gaming systems would be helpful to children too. When children are not playing school sports or organized sports, they should be encouraged to go for walk, go for a bike ride, take their dog for a walk or simply run up and down a set of stairs.By playing school sports or organized sports it is easier for children to get the exercise they need, but when they are not playing they also need to make sure they get the exercise they need to stay in shape. Physical Education classes in school help children, but there are schools in our country that are cutting PE classes from their budgets. School sports are great to get children exercising during the season but once the season ends it is just as important that they stay fit and healthy for the next season.Th ere has been a drop in the number of students enrolled in daily physical education classes, so that one in four children do not attend any school physical education class. Seventy percent of children drop out of sports by the age of 13. Nearly half of young people ages 12 through 21, and more than one-third of high school students do not participate in any vigorous physical activity on a regular basis. Fewer than one out of four children get 20 minutes of vigorous daily activity. The percentage of overweight young Americans has more than doubled in the past 30 years†. Engle, 2010) Children that play school sports or organized sports have a better chance of getting the exercise that they need compared to students that do not play sports. For children that don’t play sports, it is important that they are encouraged to join some other activity that involved daily exercise to keep children fit and healthy.In conclusion school sports or organized sports is wonderful for chil dren to learn tools that they are going to use through their childhood, but most importantly they are going to be able to take these tools and use them through the entire life. Sports participation is a major factor in the development of most American children. About 20 million American children ages 6 through 16 plays organized out of school sports, and about 25 million youth play competitive school sports. 30 to 45 million kids’ ages 6 through 18 participate in at least one school or community based athletic program†. (Engle, 2010) School sports or organized sports improve children’s self esteem levels, gives children the tools and lessons to become a leader and also allows children time to get the exercise that they need to get and stay healthy.When children have a high level of self esteem they do better in school and have more confidence. School sports or organized sports are a wonderful tool that is used to help children achieve their goals.

Absorbant Mind Essay

Absorbent mind is defined as the first plane of development where the child has the capability to absorb large amounts of information about his/her environment through his/her senses. The absorbent mind is a universal characteristic of young children. It is unique to the first six years of life. The absorbent mind works unconsciously which motivates the child to seek out new experiences in the environment. It records these experiences in exact details like images that stay with the child for the rest of his/her life. Child’s mind simply records what it is exposed to. This is in contrast to the adult brain that stores things more like a painter, consciously choosing what details to include or omit. The adult mind only remembers what it notices or considers important. Dr. Montessori believed that much of the development & formation of a person’s intelligence is from birth to the age of six. Young children’s mind â€Å"absorb† information quickly, which enables them to develop patterns for learning and problem solving that will continue to grow throughout their life. At such a young age, this learning is without effort. Montessori saw the absorbent mind in two phases. During the first phase, from birth to three years old, the young child unknowingly or unconsciously acquires his basic abilities. She called it the period of unconscious creation or the unconscious absorbent mind. The child’s work during this period is to become independent from the adult for his basic human functions. By about three years old, he moves into the next phase of the absorbent mind, which Montessori called the period of conscious work or the conscious absorbent mind. During this period, the child’s mathematical mind compels him to perfect in himself that which is now there. His fundamental task during this phase is freedom. Examples of a child’s absorbent mind are language skills, motor skills & social skills. Best example in my opinion, would be child’s learning mother tongue. We set no lessons for our children to teach them how to talk but, by just listening & watching adult’s talk, they gradually learn to speak. By only watching us, as adults, they learn how to act to get our attention and in advanced steps even they get to know expectations of how the world will treat them. In Montessori classrooms the prepared environment allows children to learn more aspects of real life. For example, the Practical life subject, allows children to not also improve their motor skills but also to behave themselves, to take care of their environment and to treat others. Prepared environment along with the children’s absorbent mind enables them to develop patterns for learning and problem solving that will continue to grow throughout their life.

Role of Government in Capitalism

Free market capitalism is a system of  economics  that minimizes government intervention and maximizes the role of the  market. A free market economy is based on supply and demand with little or no government control. A completely free market is an idealized form of a market economy where buyers and sellers are allowed to transact freely (i. e. buy/sell/trade) based on a mutual agreement on price without state intervention in the form of taxes, subsidies or regulation. Government  regulations, trade barriers, and labor laws are generally thought to distort the market.In practice, no country or jurisdiction has a completely free market. How Much Government is needed in the free capitalism arena? Should we expand our faith in free market capitalism, or do we need government intervention in each and every aspect of business economy? The role of government just considered is to do something that the market cannot do for itself, namely, to determine, arbitrate, and enforce the rul es of the game. Railroads, Parks, Highways are an excellent example. A good society requires that its members agree on the general conditions that will govern relations among them.The basic roles of government in a free society is to provide a means whereby we can modify the rules, to mediate differences among us on the meaning of the rules, and to enforce compliance with the rules. According to Adam Smith, self-interest (not selfishness), property rights and division of labor are three important interrelated pillars of economic growth. Some of the market values include the below and the failure can happen if we miss any of the below qualities. * Discipline * Honesty and trustworthiness * Tolerance * Cooperation * Courtesy * Enterprise * Responsibility Market failure occurs due to many reasons.Some of those reasons are: * Monopoly power * When producers do not fully bear total costs of products or are unable to capture all benefits of producing products. * When there is a common pro perty resource. Common property is nobody's property, hence the property is misused. * Lack of information, misinformation or asymmetry of information. * Risk and/or uncertainty * Economic Bubbles * Environmental Pollution. * Exploitation of Workers. * Unsafe and Ineffective Products. * Corporate Fraud and Theft. * Neglect of Public Goods. * Neglect of Social and Public Investments. * Hidden Information. * Inability to Plan. Boom and Bust Cycles. * Lack of Markets. * Poverty and Economic Inequality. * Lack of Opportunity and Economic Mobility. There are a host of other areas where free markets will not work efficiently and promote public welfare without some government intervention. For example, areas of product safety, workplace safety, airwaves allocation, oil and gas exploration. Therefore government intervention is essential for the working of free and competitive markets. Role of a government in a market economy should: * Provide a legal system to make and enforce laws and to p rotect private property rights. Provide public goods that individuals or private businesses would not provide. * Correct market failures such as external costs and economic slowdown (unemployment) * Maintain competition by regulating monopolies * Stabilize the economy by reducing unemployment and inflation and promoting economic growth. We can give two great examples where government intervention is needed 2001 dot. com bubble and subprime mortgage crisis. For 2001 . com bubble, government has to step in and put some regulations in the market to curb the crisis. In late 2008 US financial markets seemed near collapse.The financial community’s near collapse had been most directly ignited by the subprime mortgage crisis; a situation in which the nation’s housing bubble burst and millions of Americans were no longer able to pay their home mortgages. Lending had essentially frozen. A great name in banking, Lehman Brothers, went bankrupt while Wall Street powers Bear Stearns and Merrill Lynch, facing failure, were sold. One estimate is that the total Federal Reserve aid package, at its peak, reached $3. 3 trillion. Through its Troubled Asset Relief Program (TARP) and other initiatives, the government assisted companies considered â€Å"too big to fail. The government undertook various stimulative measures including tax breaks, bond sales, and direct injections of federal money to prop up the badly faltering economy. In a centerpiece of the stimulus effort, about $800 billion was spent on such projects as road construction, extension of unemployment benefits, help to states in meeting Medicaid costs, and high-speed rail transportation. National unemployment was in the 10 percent range, and the government decided to use all of its powers to quickly build jobs and otherwise rescue the economy to avert a total crash.Some of the government programs might put the country in more and more debt situation and for example cash for first-time homeowners, cash fo r clunkers, payroll tax reductions a year at a time, Obama Care, subsidies for electric vehicles, cash for investments in green energy, taxes on medical devices, a Fed that now is not just managing inflation, but also trying to improve the economy through artificially low interest rates over a very long period of time and a major increase in new regulations.All of these interventions have impacts on the costs of products and services, prices of those products and services. Even biggest democratic countries like India are planning to privatize lot of government sectors for example trash, transportation. The government currently ties a noose around the neck of the free market in a multitude of ways. It has rules and regulations, favors to special interest groups, currency debasement by inflating the money supply etc. , All these things disrupt the free market.There is no doubt that government alone cannot make an economy work for the betterment of all its citizens. It does need to par tner with a  progressive  private sector to make that happen. Limited government and show the presence wherever needed, makes government the strongest ally in the business world and we can create a better business together. References: http://books. cat-v. org/economics/capitalism-and-freedom/chapter_02 http://highered. mcgraw-hill. com/sites/dl/free/0073525006/928301/McAdams_10e_Chapter_1. pdf http://www. governmentisgood. com/articles. php? aid=13;print=1

Best Online Trading Account- Width and Cost Analysis

| | |[pic] | | |BEST ONLINE TRADING ACCOUNT | | | |WIDTH AND COST ANALYSIS | | WEALTH AND INVESTMENT MANAGEMENT : (MGT-216) Submitted to: Dr. Shweta Anand By: HukumSingh Devendar Gautam Naveen Kumar Vijay Singh Vikash Chaudhary Yashpal SCHOOL OF MANAGEMENT GAUTAM BUDDHA UNIVERSITY GREATER NOIDA CONTENTS TOPIC 1. Executive Summary 2. Introduction Background of Stock Exchange in India 3. Theory of Share Market 4. Major Players 5. Methodology of Study 6. Objectives of Study 7. Comparative Study of Online trading portals 8. Conclusion 9. Reference EXECUTIVE SUMMARY This project as a whole can be divided into two parts. ? First part gives an insight about online trading and Dematerialization account. What is share trading and how buying and selling takes place. For trading, it is mandatory for us to have a demat or dematerialization account. How to open a demat account and what all documents are required was part of our study. Various terms used in share market such as bears and bulls, intraday, delivery, settlement, index, etc. ? The second part of project represents the major players of India and a small comparative analysis has been done on their basis of services given by these different online trading portals with their brokerage rates, annual maintenance charges, account opening charges and customer base. INTRODUCTION Background of Stock Exchange of India The emergence of stock market can be traced back to 1830. In Bombay, business passed in the shares of banks like the commercial bank, the chartered mercantile bank, the chartered bank, the oriental bank and the old bank of Bombay and shares of cotton presses. In Calcutta, Englishman reported the quotations of 4%, 5%, and 6% loans of East India Company as well as the shares of the bank of Bengal in 1836. This list was a further broadened in 1839 when the Calcutta newspaper printed the quotations of banks like union bank and Agra bank. It also quoted the prices of business ventures like the Bengal bonded warehouse, the Docking Company and the storm tug company. Between 1840 and 1850, only half a dozen brokers existed for the limited business. But during the share mania of 1860-65, the number of brokers increased considerably. By 1860, the number of brokers was about 60 and during the exciting period of the American Civil war, their number increased to about 200 to 250. The end of American Civil war brought disillusionment and many failures and the brokers decreased in number and prosperity. It was in those troublesome times between 1868 and 1875 that brokers organized an informal association and finally as recited in the Indenture constituting the â€Å"Articles of Association of the Exchange†. On or about 9th day of July,1875, a few native brokers doing brokerage business in shares and stocks resolved upon forming in Bombay an association for protecting the character, status and interest of native share and stock brokers and providing a hall or building for the use of the members of such association. As a meeting held in the broker’ Hall on the 5th day of February, 1887, it was resolved to execute a formal deal of association and to constitute the first managing committee and to appoint the first trustees. Accordingly, the Articles of Association of the Exchange and the Stock Exchange was formally established in Bombay on 3rd day of December, 1887. The Association is now known as â€Å"The Stock Exchange†. The entrance fee for new member was Re. 1 and there were 318 members on the list, when the exchange was constituted. The numbers of members increased to 333 in 1896, 362 in 1916and 478 in 1920 and the entrance fee was raised to Rs. 5 in 1877, Rs. 1000 in 1896, Rs. 2500 in 1916 and Rs. 48,000 in 1920. At present there are 23 recognized stock exchanges with about 6000 stock brokers. Organization structure of stock exchange varies. 14 stock exchanges are organized as public limited companies, 6 as companies limited by guarantee and 3 are non-profit voluntary organization. Of the total of 23, only 9 stock exchanges have been permanent recognition. Others have to seek recognition on annual basis. These exchange do not work of its own, rather, these are run by some persons and with the help of some persons and institution. All these are down as functionaries on stock exchange. These are 1. Stockbrokers 2. sub-broker 3. market makers 4. Portfolio consultants etc 1. ) Stockbrokers Stock brokers are the members of stock exchanges. These are the persons who buy, sell or deal in securities. A certificate of registration from SEBI is mandatory to act as a broker. SEBI can impose certain conditions while granting the certificate of registrations. It is obligatory for the person to abide by the rules, regulations and the buy-law. Stock brokers are commission broker, floor broker, arbitrageur etc. Detail of registered brokers |Total no. of registered brokers as on 31. 03. 2008 |Total no. of sub-brokers as on 31. 03. 008 | |9000 |24,000 | 2. ) Sub-broker A sub-broker acts as agent of stock broker. He is not a member of a stock exchange. He assists the investors in buying, selling or dealing in securities through stockbroker. The broker and sub-broker should enter into an agreement in which obligations of both should be specified. Sub-broker must be registered SEBI for a dealing in securities. For getting registered with SEBI , he must fulfill certain rules and regulation. 3. ) Market Makers Market maker is a designated specialist in the specified securities. They make both bid and offer at the same time. A market maker has to abide by bye-laws, rules regulations of the concerned stock exchange. He is exempt from the margin requirements. As per the listing requirements, a company where the paid-up capital is Rs. 3 crore but not more than Rs. 5 crore and having a commercial operation for less than 2 years should appoint a market maker at the time of issue of securities. 4. ) Portfolio consultants A combination of securities such as stocks, bonds and money market instruments is collectively called as portfolio. Whereas the portfolio consultants are the persons, firms or companies who advise, direct or undertake the management or administration of securities or funds on behalf of their clients. THEORY OF SHARE MARKET Stock Exchange: A common platform where buyers and sellers come together to transact in shares and stocks. Electronic Trading: Eliminates the need for physical trading floors. Brokers can trade from their offices using fully automated screen based processes. Their workstations are connected to a stock exchange’s central computer via satellite using Very Small Aperture Terminus (VSATs). The orders placed by the brokers reach the exchange’s central computer and are matched electronically. Stock Exchanges in India: The stock exchange Mumbai (BSE) and National Stock Exchange (NSE) are the country’s two leading stock exchanges. There are 20 other regional stock exchanges connected via Interconnected Stock exchange (ICSE). Index: An Index is a comprehensive measure of market trends intended for investors who are concerned with general stock market price movements. An index comprises stocks that have large liquidity and market capitalization. At NSE, the capitalization of NIFTY (fifty selected stocks) is takes as a base capitalization, with the value set at 1000. Similarly BSE sensitivity index consists of 30 stocks. The index value compares the day’s market capitalization vis-a-vis base capitalization and indicates how prices in general have move over a period of time. Stock: In financial market, stock refers to the supply of money that a company has raised. This supply comes from the people who have given the company money in hope that the company will make their money grow. Bears and Bulls: Bears are cautious animals who don’t like to move too fast. Bulls are bold who might charge right ahead. An investor is said to be bearish if he or she believes that the stock market will go down. A bearish investor will buy the stock cautiously. A â€Å"Bullish† investor believes that the market will go up. He or she will charge ahead and put more money into the market. An investor can be bearish or bullish about a particular kind of stock. Likewise the term â€Å"Bear Market† describes the time the stock prices have been falling on the whole. A â€Å"Bull Market† is a period when stock prices are generally rising. Dematerialization: What is a Demat? Demat is commonly used abbreviation of Dematerialsation, which is a process whereby securities like shares and debentures are converted from material (paper documents) into electronic data and stored into computers of an Electronic Depository. Requirements to Open a Demat Account: 1) PAN Card 2) Cancelled Cheque 3) Address Proof 4) Photo ID Proof trading: It is defined as a function when an investor buys or sells in the market. BUYING: 1. An investor gets order executed and makes payment to the broker. 2. Investor instructs his Depository Participant to expect credit on settlement day. Broker instructs his DP to debit his Clearing Member account on settlement day. 3. Before settlement day Broker makes payment to clearinghouse through Clearing Bank. 4. On settlement day clearing house releases shares to broker’s Clearing Member account which is then transferred to investors account through NSDL (National Securities Depository Limited). Investor gets credit in his account. Selling: 1. An investor gets order executed. 2. Investor instructs his Depository Participant to debit his account with immediate effect. The shares move from investors account to Brokers Clearing Member account via NSDL. A Broker clearing member accounts is credited. 3. Before settlement day broker transfers shares from his clearing member account to Clearinghouse via NSDL. His account is debited. 4. On settlement day Broker receives payment from clearing house which he passes on to the investor. Intraday Based Trading: Day trading refers to the practice of buying and selling financial instruments within the same trading day such that all positions will usually (not necessarily always) be closed before the market close of the trading day. This is the opposite of After-hours trading. Traders that participate in day trading are called day traders. Delivery Based Trading: Delivery based trading involves buying shares on a market day, holding them and selling them only after receiving the delivery of those shares in demat account. ONLINE SHARE TRADING: Online Trading involves investment activity which takes place over the internet and it does not require physical inclusion of broker. An investor has to register with an online trading portal like Sharekhan. com, India Infoline. om and many companies like that and investor gets into an agreement with the firm to trade in different securities according to terms and conditions in the agreement. As the servers of the online portal are connected all the time to the stock exchange and designated banks the order processing is done in real time and the investors can also have updates on trading. They can also check the status of their order either through e-mails or through interf ace that it cannot be accessed by the third party. Some options are usually given to the users such as to link their bank account, Demat accounts and Brokerage account into a single interface. A single window is there for all exchanges and a single screen is there for the complete order routing mechanism. There are two broad models in play in the online brokerage space- 1) Bank-backed firms 2) Entrepreneur- floated firms Bank-backed firms: Bank-backed firms such as ICICIdirect. com and HDFC Securities have expanded on the basis of their brand name and trust of investors in them. The integrated 3-in-1 account offered by these companies help their parent bank by giving it accounts along with float income. Entrepreneurship-floated firms: Companies like India Infoline, Sharekhan, IndiaBulls, Religare and Karvy have expanded by offering the customers a mix of online and offline accounts, higher margin finance amount and lower brokerage rates. Advantages of Online Trading: 1) Provides with the freedom of information Through internet an investor can – ? Know the price of any stock he desires at any point of time on the internet. ? An investor can review the price history of any stock in the chart format online. ? The investor can follow in depth the events happening in the market. ? Consult with other online investors in any part of the world. Conduct extensive financial research of any company he desires. 2) Ensures the best price for the investors. 3) Provides instant trade execution 4) Provides level playing field. 5) Keeps information secure. 6) Instant order trade confirmation. 7) Consult on line help desk for queries. Disadvantages of Online Trading: 1) Brokerage is high as compared to off line 2) Privacy ca n be less due to hacking scandals. 3) Transactional errors due to technical problems. MAJOR PLAYERS OF INDIA The following are the major players: ? A. G. Shares & Securities ? India Bulls ? India Infoline ? Karvy Share khan ? ICICIDirect ? Motilal oswal Secureties ? Religare ? HDFC Securities ? Reliance Money A. G. SHARES & SECURITIES: A. G. Shares & Securities Ltd. (AGSSL)-(Sister Concern of India Casting Company) – a saga of success. Form a modest beginning in 1995 the Company has grown by leaps and bounds under the stewardship of Mr. Ajay Kumar Agarwal (Managing Director). AGSSL is an one stop shop providing gamut of financial services which include on line trading in NSE & Depository Services and Dematerialization of eligible securities, disbursement of corporate action benefits viz. non –cash benefits to the beneficial owner, settlement of securities traded on exchanges, pledging and hypothecation of eligible securities, stock lending and borrowings. Their sister concern namely â€Å" Seema Securities Pvt Ltd. â€Å" a member of BSE is providing various exclusive financial services related to BSE like on-line trading sale and purchase of Debenture, Shares, Warrants, sale and purchase of Shares. The other sister concern GKSSL having membership of NCDEX is also giving extra opportunity of clients to trade in most valuable exchanges. Products & Services: ? Broking with NSE in Cash Market Broking with BSE in Cash Market ? Dealing in Derivative trading in NSE & BSE ? NSDL Service ? CDSL Service ? Cash on sale ? Update services ? NCDEX Service ? MCX service INDIABULLS SECURITIES LIMITED Indiabulls Securities Limited was incorporated as GPF Securities Private Limited on June 9, 1995. The name of the company was changed to Orbis Securities Private Limited on December 15, 1995 to change the profile of the company and subsequently due to the conversion of the company into a public limited company; the name was further changed to Orbis Securities Lim ited on January 5, 2004. The name of the company was again changed to Indiabulls Securities Limited on February 16, 2004 so as to capitalize on the brand image of the term â€Å"Indiabulls† in the company name. ISL is a corporate member of capital market & derivative segment of The National Stock Exchange of India Ltd. At present, ISL accounts for approximately 3% of the total daily turnover of the Exchange with 32,359 client relationships and 70 branches spread across the country as of April 30, 2004. Products Offered by Indiabulls: ? Equity & Debt Stock Broking ? Insurance ? Commodity trading ? Depository Services ? Derivatives Broking Services Equity Research Services ? Mutual Fund Distribution ? IPO Distribution Type of Account Indiabulls Equity Trading Account Indiabulls Equity Trading Account is standard Online trading account from India bulls and along with online trading it also provides priority telephone access that gives you direct access to your Relationship Manager and full access to â₠¬ËœIndiabulls Equity Analysis'. Application Trading Terminal(Need Installation) Power Indiabulls Power Indiabulls trading terminal is the most advanced new generation trading platform with great speed. This trading terminal is built in JAVA. Power Indiabulls is extremely reach in features including Live Streaming Quotes, Fast Order Entry and execution, Tic by Tic Live Charts, Technical Analysis, Live News and Alerts, Extensive Reports for Real-time Accounting. Brokerage and fees : 1. Account opening fees : Rs 1200/- (One time non-refundable) as below: 250/- Equity Trading Account opening charge 200/- Demat Account opening charge 750/- Software changes Advantages of Indiabulls Equity Trading Account 1. Brokerage is less compare to other online trading companies. 2. Provide trading terminal ‘powerbulls', a java based software. It's very fast in terms of speed and execution INDIAINFOLINE SECURITY PRIVATE LTD India Infoline. com Securities Pvt. Ltd. is a wholly owned subsidiary of India Infoline. com Ltd and is the stock broking arm of India Infoline. com. The subsidiary was formed to comply with regulatory guidelines. www. 5paisa. com is a focused website for online stock market trading. 5paisa. com is a trade name owned by the India Infoline. com group. IILSPL has applied for trading membership of the BSE under Securities and Exchange Board of India (Stock Brokers and Sub-Brokers) Rules 1992. IILSPL is in the business of providing broking services online via the Internet (â€Å"E-broking Services†) and has been permitted by the NSE by way of registration permission no: NSEIL/CMO/INET/1103/2000 dated 03/July/2000, and will be applying for permission to the BSE, to provide E-broking Services to its clients. IILSPL is a TRADING MEMBER of the National Stock Exchange of India. Products Offered by IILSPL: ? Stock market: IILSPL deals in stock market by trading in equity and derivatives. ? Personal finance: It Deals In Mutual Fund and Insurance. ? Online Trading: It provides services in stock and commodity trading (through Internet). Trade In: BSE and NSE Trading Terminals: 5Paisa offers 2 different online trading terminals to its customers: Investor Terminal (IT) Investor Terminal is 5Paisa's equity trading terminal for low volume trader. This is web based terminal and could access from anywhere. This product provides limited features in comparison of Trader Terminal, which is another product provided by 5Paisa. Trader Terminal (TT) Trader Terminal is design for high volume equity traders or day traders. Trader Terminal provides high volume trading with powerful interface and fast order execution. Few popular features of trader terminal are: Fast trade execution with instant trade confirmation. o Live streaming quotes and price watch on any number of stocks. o Intra day charts, updated live, tick-by-tick. o Live margin, position, marked to market profit & loss report. o Set any number of price alerts on any number of scrips. o Flexibility to customize screen layout and setting. o Facility to customize any number of portfolios & watch lists. o Facility to cancel all pending orders at one click. o Facility to square off all transactions at one click. o Top Gainers, Top Losers, Most Active, updated live. o Index information; index chart, index stock information live. Market depth, i. e. Best 5 bids and offers, updated live for all stocks. o Online access to both accounts and DP to check live updated Order and Trade Book. o Facility to place after market orders. o Online fund transfer facility from leading Banks including ICICI, HDFC, CITI and UTI banks. o Online intra-day technical calls. o Historical charts and technical analysis tools. o India Infoline's world – acclaimed news service and research. o and many more. Brokerage and Account opening fees: 1. Account opening fees: Rs 500/- one time non refundable. 2. 5 paisa offer competitive rates. They charge only 5 paisa for Rs 100 of trade done, which is 0. 05%. brokerage. In case of trade that result in delivery, they charge an additional 0. 20% for back office and securities handling. Advantages of 5paisa 1. Very fast execution speed. 2. Rates are very competitive then other providers. 3. Easy online fund transfer facility from leading Banks including ICICI, HDFC, CITI and UTI banks. 4. Free facility of subscribing to mutual funds, equity IPOs and other investment products. Disadvantages of 5paisa 1. No intra-day tick by tick charts in Investor Terminal (IT). 2. Investing in IPO and Mutual Funds is not so easy like in ICICIDirect. . Learning 5paisa Trading Terminal is little hard. IPO / Mutual Funds investment through 5Paisa (IndiaInfoLine) 1. 5Paisa provides free facility of subscribing to mutual funds, equity IPOs and other investment products using internet banking account of ICICI, HDFC, CITI and UTI banks. 2. Registered users with 5Paisa can logon to following website to apply in an IPO: http://www. indiainfoline. com/ipo 3. While applying for IPO shares online through 5Paisa, Investor are taken to there corresponding banks homepage. Investors can use there net banking user id & password & transfer funds directly using any of these banks. . 5Paisa members can use the similar steps to invest in Mutual Funds online. KARVY GROUP Karvy is a premier integrated financial services provider, and ranked among the top five in the country in all its business segments, services over 16 million individual investors in various capacities, and provides investor services to over 300 corporate in India. Karvy has a professional management team and ranks among the best in technology, operations and research of various industrial segments. History of Karvy: The birth of Karvy was on a modest scale in 1981. It began with the vision and enterprise of a small group of practicing Chartered Accountants who founded the flagship company, Karvy Consultants Limited. They started with consulting and financial accounting automation and carved inroads into the field of registry and share accounting by 1985. Since then, karvy utilized its experience and superlative expertise to go from strength to strength, to better their services, to innovate, diversify and in the process, evolved as one of India’s premier integrated financial service enterprise. Product & Services Offered by Karvy Group: 1. Financial Products Distribution (Investments/Loans). . Karvy consultant ltd. 3. Karvy merchant banking. 4. Insurance(life/general) 5. Stock Broking 6. Commodities Broking 7. Mutual Funds Services SHAREKHAN: Sharekhan is one of the leading retail brokerage of Citi Venture which is running successfully since 1922 in the country. Earlier it was the retail broking arm of the Mumbai-based SSKI Group, which has over eight decades of experience in the stock broking business. Sharekhan offers its customers a wide range of equity related services including trade execution on BSE, NSE, Derivatives, depository services, online trading, investment advice etc. Sharekhan is one of India's leading financial services companies. They provide a complete life-cycle of investment solution in Equities, Derivatives, Commodities, IPO, Mutual Funds, Depository Services, Portfolio Management Services and Insurance. They also offer personalized wealth management services for High Net worth individuals. With a physical presence in over 300 cities of India through more than 800 â€Å"Share Shops†, and an online presence through Sharekhan. com, India's premier online destination, they reach out to more than 800,000 trading customers. Products Offered by Sharekhan: ? Equity Trading Platform (Online/Offline). ? Commodities Trading Platform (Online/Offline). ? Portfolio Management Service. ? Mutual Fund Advisory and Distribution. ? Insurance Distribution Trade In: BSE and NSE Type of Account Classic Account Trading Terminal ShareKhan Classic account Allow investor to buy and sell stocks online along with the following features like multiple watch lists, Integrated Banking, demat and digital contracts, Real-time portfolio tracking with price alerts and Instant credit & transfer. a. Online trading account for investing in Equities and Derivatives b. Free trading through Phone (Dial-n-Trade) I. Two dedicated numbers for placing your orders with your cellphone or landline. II. Automtic funds tranfer with phone banking (for Citibank and HDFC bank customers) III. Simple and Secure Interactive Voice Response based system for authentication IV. get the trusted, professional advice of our telebrokers V. After hours order placement facility between 8. 00 am and 9. 30 am c. Integration of: Online trading + Bank + Demat account d. Instant cash transfer facility against purchase & sale of shares e. IPO investments f. Instant order and trade confirmations by e-mail g. Single screen interface for cash and derivatives ShareKhan SpeedTrade account This accounts for active traders who trade frequently during the day's trading session. Following are few popular features of SpeedTrade account. h. Single screen interface for cash and derivatives i. Real-time streaming quotes with Instant order Execution & Confirmation j. Hot keys similar to a traditional broker terminal k. Alerts and reminders l. Back-up facility to place trades on Direct Phone lines Brokerage: Some stock trading companies charge direct percentage while others charge a fixed amount per Rs 100. Sharekhan charges 0. 5% for inter day shares and 0. 1% for intra day or you could say Sharekhan charges 50 paise per Rs 100. Advantages of Sharekhan: 1. Online trading is very user friendly and one doesn't need any software to access. 2. They provides good quality of services like daily SMS alerts, mail alerts, stock recommendations etc. 3. Sharekhan has ability to transfer funds from most banks. Unlike ICICI Direct, HDFC Sec, etc. so investor not really needs to open an account with a particular bank as it can establish link with most modern banks. Disadvantages of Sharekhan: 1. They charge minimum brokerage of 10 paisa per stock would not let you trade stocks below 20 rs. (If you trade, you will loose majority of your money in brokerage). 2. Lots of hidden rules and charges. 3. They do not provide facility to book lim it order trades during after-hours. 4. Classic account holders cannot trade commodities. 5. Cannot purchase mutual funds online ICICI DIRECT: ICICIDirect (or ICICIDirect. com) is stock trading company of ICICI Bank. Along with stock trading and trading in derivatives in BSE and NSE, it also provides facility to invest in IPOs, Mutual Funds and Bonds. Trading is available in BSE and NSE. Trade In: BSE and NSE Type of Account ICICIDirect offers 3 different online trading platforms to its customers: 1. Share Trading Account Share Trading Account by ICICIDirect is primarily for buying and selling of stocks in BSE and NSE. This account allows Cash Trading, Margin Trading, MarginPLUS Trading, Spot Trading, Buy Today Sell Tomorrow and Call and Trade on phone. ICICIDirect. com website is the primary trading platform for this trading account. They also provide installable application terminal based application for high volume trader. 2. Wise Investment Account Along with stock trading and IPO investing in BSE and NSE, Wise Investment account also provide options to invest in Mutual Funds and Bonds online. Online Mutual funds investment allows investor to invest on-line in around 19 Mutual Fund companies. ICICI Direct offers various options while investing in Mutual Funds like Purchase Mutual Fund, Redemption and switch between different schemes, Systematic Investment plans, Systematic withdrawal plan and transferring existing Mutual Funds in to electronic mode. This account also provides facility to invest in Government of India Bonds and ICICI Bank Tax Saving Bonds. ICICIDirect. com website is the primary tool to invest in Mutual Funds, IPOs, Bonds and stock trading. 3. Active Trader Account Active Trader account gives more personalized investment options to the investors. It allows investor to use online and offline stock trading. It also provides with independent market expertise and support through a dedicated Relationship Manager from ICICI. Active Trader also provides commodity trading. Brokerage and fees 1. Account opening fees : Rs 750/- (One time non-refundable) 2. Brokerage : ICICIDirect. com brokerage varies on volume of trade and inclusive of demat transaction charges, service taxes and courier charges for contract notes. It ranges from 0. 1% to 0. 15% for margin trades, 0. 2% to 0. 425% for squared off trades and 0. 4% to 0. 85% on delivery based trades. Advantages of ICICIDirect 1. 3-in-1 account integrates your banking, broking and demat accounts. All accounts are from ICICI and very well integrated. This feature makes ICICI the most interesting player in online trading facility. There is absolutely no manual interfere require. This is truly online trading environment. 2. Unlike most of the online trading companies in India which require transferring money to the broker's pool or towards deposits, at ICICIDirect you can manage your own demat and bank accounts through ICICIdirect. com. Money from selling stock is available in ICICI bank account as soon as the ICICIDirect receive it. 3. Investment online in IPOs, Mutual Funds, GOI Bonds, and Postal Savings Schemes all from one website. General Insurance is also available from ICICI Lombard. 4. Trading is available in both BSE and NSE. Disadvantages of ICICIDirect 1. Getting access to ICICIDirect. com website during market session can be frustrating. 2. ICICIDirect brokerage is high and not negotiable. 3. Not all stocks are available under Margin Plus. MOTILAL OSWAL SECURITIES: Incorporated in 1987, Motilal Oswal Securities Ltd is a well diversified financial services firm offering a range of financial products and services such as Wealth Management, Broking & Distribution, Commodity Broking, Portfolio Management Services, Institutional Equities, Private Equity, Investment Banking Services and Principal Strategies. Company have a diversified client base that includes retail customers (including High Net worth Individuals), mutual funds, foreign institutional investors, financial institutions and corporate clients. They are headquartered in Mumbai and as of September 30th, 2009, had a network spread over 576 cities and towns comprising 1,257 Business Locations operated by them. As at September 30th, 2009, company had 5,80,667 registered customers. Type of Account Most E-Broking MOSt E-Broking is complete online stock trading solution for Indiaian stock market. Following are the features of MOSt E-Broking account: o Easy single screen trader with instant trade confirmation similar to exchange based trading terminals. o Access to various online reports like margin report, Demat A/c details, trades executed, turnover report, net position report with mark to market profit/loss and realized profit. o Online transfer funds through HDFC Bank Awards 1. 2005, Asiamoney Brokers ranked MOSt the best Indian brokerage firm in India. 2. March 2006, AQ Research declared MOSt the best research house for Indian stocks. RELIGARE : Religare Enterprises Limited is Ranbaxy Laboratories Limited promoted financial product and service provider company. Religare provide its service in three different segments including Retail, Wealth management and the Institutional spectrum. Company offers wide range of services including equities, commodities, insurance broking, wealth advisory, portfolio management services, personal finance services, Investment banking and institutional broking services. Religare retail network has more than 900 locations in 300 cities and towns in India. Religare provides the online gateway to their investors so investor can trade online in Equities, Commodities, apply for IPOs, invest in Mutual Funds, and buy Insurance. Religare Securities Limited (RSL) is a subsidiary company of Religare Enterprises Ltd and involve in equity related services include online trading at BSE and NSE, Derivatives, commodities, IPO, Mutual fund, Investment banking and institutional broking services. People who wonder where Religare word came from, it's a Latin word meaning ‘to bind together'. Type of Account Religare offers its wide range of financial services though a sophisticated and customized trading platform – R-ACE (Religare Advanced Client Engine). Below are 3 flavors of R-ACE accounts available to the investors. 1. R-ACE (Basic) R-ACE (Religare Advanced Client Engine) the basic online trading account provided by Religare. Investor can trade and access their account information online and over the phone as well. This account comes with a browser based online trading platform and no additional software installation needed. 2. R-ACE Lite (Advanced) R-ACE Lite is the advanced trading platform for the investor of Religare. This trading account provides the entire feature of R-ACE (Basic) account. In addition it also provides real-time streaming stock quotes and alerts. This trading platform is also browser based and no software installation is needed. 3. R-ACE Pro (Professional) As the name indicates this account is for high volume traders. Along with the features from above 2 accounts, this account also comes with Trading Terminal software which needs to install on your computer. This terminal directly connects the investor to stock market and having all industry standard Treading terminal features including technical charting (intra-day and EOD), multiple watch list, advanced hot-key functions for faster trading, derivative chains, futures & options calculator etc. As in basic and advance account, trading is available online through internet and offline though phone. Brokerage and Account opening fees: Religare offers three kinds of accounts as above. Below are detail about fees and activation charges for each account: 1. R-ACE Account activation charges Rs. 299/-. Minimum margin of Rs. 5000/- required. 2. R-ACE Lite Account activation charges Rs. 499/-. Minimum margin of Rs. 5000/- required. 3. R-ACE Pro Account activation charges Rs. 999/-. Minimum margin of Rs. 10,000/- required. 4. Brokerage at Religare On the basis of volume and frequency of trading, Religare provide different options for brokerages. On the broader way they divided into three categories: o Classic Account Intraday brokerage varies from 0. 03% to 0. 05%. Delivery brokerage varies from 0. 30% to 0. 50%. Derivatives brokerage varies from 0. 3% to 0. 5%. o Classic Plus Fees: Rs 600 Validity Period 6 Months Intraday brokerage varies from 0. 03% to 0. 05%. Delivery brokerage varies from 0. 30% to 0. 50%. o Freedom Account In this payment plan, investor has to pay a fix amount in advance for Monthly (Rs 500), Quarterly (Rs. 1400), Half-yearly (Rs 2500) or Annual Subscription (Rs 4000). This one time payment enable account holder to trade for Rs. 3,00,000 intraday & derivative trading and Rs. 40,000 of delivery based trading for zero brokerage. o Trump Account Trump account has four payment options, Trump Plus, Trump Super, Trump Star and Trump Super Star plan. ? Trump Plus has annual subscription fees of Rs 2,500, Brokerage on Delivery Trades is 0. 25% and Brokerage on Intraday Trades & F Trades is 0. 025%. ? Trump Super has annual subscription fees of Rs. 15,000, Brokerage on Delivery Trades is 0. 15% and Brokerage on Intraday Trades & F Trades is 0. 015%. ? Trump Star has annual subscription fees of Rs. 50,000, Brokerage on Delivery Trades is 0. 10%, Brokerage on Intraday Trades is 0. 01% and Brokerage on Future Trades is 0. 08%. ? Trump Super Star has annual subscription fees of Rs. 1,00,000, Brokerage on Delivery Trades is 0. 10% and Brokerage on Intraday Trades & F Trades is 0. 005%. Advantages of Religare 1. Religare gives interest on unutilized cash when investor is waiting to make next trade or online investment. 2. They provide intraday reports and historical charting. 3. Varity of fee structure to fulfill need of different type of investors HDFC SECURITIES: HDFC Securities(HDFCsec) is Equity Trading Company of HDFC Bank. HDFC Securities provide both online trading and trading on phone. The HDFC Securities trading account has a unique 3-in-1 feature that integrates your HDFC Securities trading account with your existing HDFC bank savings account and existing Demat account. Funds / shares are seamlessly moved from the linked Demat/Bank account to execute the transactions. HDFCsec provides Cash-n-Carry on both NSE and BSE, Day trading on both NSE and BSE, Trade on Futures & Options on the NSE and Online IPO Investment. Features on HDFC Securities Online trading : 1. Seamless Transactions – By integrating your accounts, we ensure minimal waste of time during movement of your funds and shares. . Speed – Orders are placed electronically, so proceeds are available instantly. 3. No manipulation – To prevent any mismanagement, we will send you an email confirmation, the minute your order is executed. 4. Safety and Security – HDFC Securities offer the highest level of security such as 128-bit encryption technology. 5. Dedicated and Separate contac t numbers – for trading over the phone as well as for customer care. RELIANCE MONEY: Reliance Money, A Reliance Capital Limited Company, is the financial services division of Reliance Anil Dhirubhai Ambani (ADA) Group. Reliance ADA group is among top 3 business houses in India with wide range of presence across various sectors. Group’s major interests ranges from communications (Reliance Communications) and financial services (Reliance Capital Ltd), to generation, transmission and distribution of power (Reliance Energy), infrastructure and entertainment. Reliance Money has over 22 lakhs customers and more then 10'000 branches in around 5000 cities in India. Company is among the largest broking and distribution house of financial products and having share of more then 3% of total stock market volume at BSE & NSE. RelianceMoney. com is the web based investment portal (with Online Stock Trading) from Reliance Money. This website enables its customer to invest & manage most of the services provided by Reliance Money including Equity (Stock) Trading, Commodity Trading, Derivatives, Mutual Fund Investment, IPO Investment, Life Insurances, General insurances, Money Transfer, Forex exchange, Gold Coins and Credit Cards Services. Company recently entered in to Wealth Management with tools like investment in equity-linked portfolio management services, structured products, insurance and mutual funds. The Reliance Money stock trading websites uses special security features ‘Security Token', which makes your online trading experience more secure without complexity. Stock Trading through RelianceMoney. com is available for BSE and NSE stock exchanges. Offline trading is also available through Reliance Money partners in more then 5000 city across India and through phone by dialing 022-39886000. Investment Options The investment options available with Reliance Money online portal are as below: 1. Equity (Stock) Trading at BSE, NSE and NSE F&O 2. IPO Investment 3. Derivatives Trading 4. Forex Trading 5. Commodity Trading(Gold, Silver, Crude etc†¦. ) at MCX, NCDEX and NMCE (FAQ's) 6. Mutual Fund Investment 7. Life & General Insurance 8. ‘Pure Swiss' Gold Coins (99. 99% pure, 24 carat) Trading Platforms Reliance Money provides 3 different trading platforms for equity trading: 1. Insta Trade 2. Fast Trade 3. Easytrade Reliance Money Technical Analysis (A paid service) Relance Money offers a simplified, automated, sophisticated technical analysis to Indian retail broking consumers with the help of Recognia's Technical Analysis tools. Recognia, a Canada based company, has proprietary pattern recognition technology capable of recognizing patterns in the price charts of any publicly traded financial instrument including stocks, bonds, funds, commodities, currencies and indexes. The technical services are available for introductory free 7-day trail period to Reliance Money users. Post the trail period, this service is available to users at a nominal subscription of Rs. 99 for 3 months/ Rs. 179 for 6 months/ Rs. 299 for a year, i. e. , less than Re 1 a day. Reliance Money Brokerage and fees: Reliance Money offers lowest brokerage rates in today's online stock trading industry in India. The brokerages are as low as 0. 075% for delivery based trading and 0. 02 for now delivery. For more detail about Reliance Money’s brokerage and fees visit the below section of this webpage. Reliance Money Demat Account Charges: |Fee Head |DP Charges | |Annual Services Charges – For Individuals / HUFs / Trust |Rs. 0/- | |Annual Services Charges – For NRIs / Foreign Nationals, Corporates / Others |Rs. 1000/- | |Transaction Charges – SELL (Market & Off Market) |Rs. 25/- | |For instructions given in physical form. | | |Transaction Charges – SELL (Market & Off Market) |Rs. 12/- | |For instructions received through Internet/ online trading through Reliance Securities Ltd. | Advantages of Reliance Money 1. Extra security features with ‘Security Token†, which is the most secure and tested technology in computer world. 2. Simple, easy and fast onlin e stock trading. 3. Almost all investment options are available under one account including Equity Trading, Derivatives, Forex, Commodity, IPO, Mutual Funds and Insurance. 4. Branches are available in all major cities and the number is growing. METHODOLOGY OF STUDY Research can be defined as a systemized effort to gain new knowledge. A research is carried out by different methodologies which have their own pros and cons. Research methodology is a way to solve research in study and solving research problems along with logic behind them are defined through research methodology. Thus while talking about research methodologies we are not only talking of research methods but also consider the logic behind the methods. We are in context of our research studies and explain why it is being used a particular method or technique and why the others are not used. So that research result is capable of being evaluated either by researcher himself or by others. Research Methodology: Research has its special significance in solving various operational and planning problems of business and industry. Research methodology is a way to systematically analyze the research problem. Sampling Methods: A sample is the representative of the population which will predict the behavior of the whole universe While deciding about the method of data collection to be used for the study the researcher should keep two types of data. . Primary Data. 2. Secondary Data. We use in our research secondary data. Primary means collected a fresh, and the first time data and secondary means which are already available like annual report, magazines etc. Limitations: Every work has its own limitations. Limitations are extent to which the process should not exceed. The following limitations for the project are: ? Data taken was secondary ? A time constraint has also become a maj or limitation ? Complete data was not available due to company privacy and secrecy Objectives of Study: Understand basics of Online Stock Market Trading in India. ? Provide detail about popular online stock trading companies in India. ? Compare and discuss about stock trading websites, their products and services ? To study the awareness of people towards online trading & demat account. ? To study customer satisfaction towards operating expenses of online trading. ? To study the client’s satisfaction towards network security & security of their money. CONCLUSION ? The brokerage rates of A. G. Shares and Securities are maximum, i. . 9 paisa intraday and 90 paisa delivery while brokerage rates of Reliance Money are minimum, i. e. 2 paisa intraday and 7. 5 paisa delivery rate. ? The account opening charges for Indiabulls is maximum while it is nil at India Infoline, Sharekhan and HDFC Securities. ? The AMC at India bulls and Sharekhan are Nil while maximum in Religare Rs 1200 p. aOn the basis of our analysis Reliance Money is the best online trading account because it charges minimum brokerage rates and less annual maintenance charges ? Branches are available in all major cities and the number is growing ? It is very difficult to find out the best online trading account but in a web survey ICICIDirect was founded the best online trading account. ? Second no. was given to India infoline REFERENCE 1) http://www. chittorgarh. com/newportal/online-stock-brokers-list. asp 2) www. indiainfoline. com 3) www. 5paisa. com 4) www. sharekhan. com 5) www. indiabulls. com 6) www. agssl. com 7) www. karvy. com 8) www. wikipedia. com [pic]